YORKSHIRE Building Society paid out an extra £313 million in interest to savers in 2025.
That figure reflects a savings rate nearly 20 per cent higher than the rest of market average, contributing to nearly £1.5 billion in additional interest paid over five years.
The mutual described 2025 as a “defining year,” opening nearly 480,000 savings accounts, increasing its savings balance to £53.1 billion, and delivering 38,400 new residential mortgages, 11,000 of which went to first-time buyers.
Susan Allen, chief executive of Yorkshire Building Society, said: “2025 was a defining year for us. We invested almost £90m in making the Society stronger for the future and improving our customers’ experience. We grew our mortgage and savings balances and we reaffirmed our Purpose.”
She said: “Our Purpose is the reason we exist. We’re here to make a real difference – for our members and customers, their families and their communities. Real Help with Real Life means members coming together to make good homes possible for more people.
“In 2025 our rates were nearly 20% higher than the market average, which means our savers gained an extra £313m. We’ve returned almost £1.5bn in extra interest to savers in just five years.”
More than 1,400 people started saving for a deposit through its First Home Saver account, and nearly 11,000 opened its £50 regular saver account.
Research backed by the society has also shown that regular saving improves mental wellbeing and life satisfaction.
Allen said: “In 2025 we made home ownership more accessible, extending our ground-breaking £5k Deposit Mortgage to flats and helping overcome affordability challenges by offering higher loan-to-income and cashback mortgages.
“We’re campaigning for change in the housing system – to fix challenges like affordability and supply – supporting responsible landlords and helping customers understand how to make their homes more energy efficient to save on bills.”
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The society’s net promoter score, a key measure of customer satisfaction, rose to +66, up from +64 the previous year.
Its profit before tax stood at £377.9 million, and core operating profit increased to £426.7 million.
